HMD Expert Business Services

Consulting Services

Expert support for immigration and business registration.

Tax Compliance

We ensure your business meets all tax regulations seamlessly and efficiently, allowing you to focus on growth and success in both Morocco and Europe.

Business Negotiations

Our experienced negotiators facilitate successful agreements between Moroccan and European businesses, ensuring mutual benefits and long-term partnerships and Morocco Europe business

Frequently Asked Questions

What services do you offer?

We offer immigration support, company registration, tax compliance, and business negotiation services.

How can I contact you?

What is your consultation process?

Where are your services available?

What are your payment options?

We accept various payment methods including credit cards, bank transfers, and online payment platforms.

Our consultation process begins with an initial assessment, followed by tailored advice and support based on your needs.

Our services are available for individuals and businesses operating between Morocco and Europe.

You can reach us via email, phone, or through our website's contact form.

Privacy Policy

At HMD Consulting & Negoce, we are committed to protecting your personal data and ensuring your privacy. This Privacy Policy explains how we collect, use, store, and protect your information.

1. Information We Collect

We may collect the following types of personal information:

• Name, email address, phone number, and contact details

• Company or business information

• Documents or information provided for immigration, company registration, or consulting services

2. Use of Information

We use your information to:

• Provide our consulting and business services

• Communicate with you regarding your inquiries or requests

• Comply with legal and regulatory obligations

3. Data Sharing

• HMD Consulting & Negoce does not share your personal data with third parties, except when required by law or with authorized intermediaries holding official company authorization.

• We do not sell or trade your information under any circumstances.

4. Data Security

We implement appropriate technical and organizational measures to protect your personal data from unauthorized access, disclosure, alteration, or destruction.

5. Your Rights

Under Moroccan Law 09-08 and GDPR for EU clients, you have the right to:

• Access the personal data we hold about you

• Request correction of inaccurate or incomplete data

• Request deletion of your personal data where legally applicable

• Withdraw consent for data processing where applicable

6. Retention of Data

Your personal data will be kept only as long as necessary to provide our services and comply with legal obligations.

7. Cookies and Online Tracking

Our website may use cookies and similar technologies to enhance user experience. You can manage your cookie preferences through your browser settings.

8. Governing Law

This Privacy Policy is governed by:

• Moroccan Law 09-08 on the protection of personal data

• Where applicable, GDPR (European Union) regulations for clients in the EU

9. Contact Us

For questions regarding this Privacy Policy or to exercise your rights, please contact:

📧 Email: contact@hmdconsultingandnegoce.com

Terms & Conditions

Welcome to HMD Consulting & Negoce. By using our website and services, you agree to the following Terms & Conditions, which are governed by Moroccan law.

1. Acceptance of Terms

By engaging with us and making a payment for our services, you automatically and unreservedly accept the general terms and conditions displayed on the website.

2. User Responsibilities

• You agree to provide accurate, complete, and up-to-date information.

• You agree not to use our services for fraudulent, unlawful, or harmful purposes.

(Reference: Code des Obligations et des Contrats du Maroc – Dahir du 12 août 1913, articles 231 & 232 on good faith and contractual obligations.)

3. Payment Policy

• All payments must be made through the official channels specified by HMD Consulting & Negoce.

• Cash payments are not accepted under any circumstances.

• Failure to comply with payment instructions may result in suspension or termination of services.

4. Refund Policy

• Refunds are possible only upon written request within the timeframe agreed in the service contract.

• No refund will be issued once services have been fully delivered.

• HMD Consulting & Negoce is not responsible for the decisions of embassies, consulates, or authorities, including visa refusals or delays. Refunds cannot be claimed on this basis.

(Reference: Code des Obligations et des Contrats, articles 306–327 on restitution and obligations.)

5. Confidentiality

• All client information is treated as strictly confidential.

• We are committed to protecting client data in accordance with Moroccan law.

(Reference: Loi 09-08 relative à la protection des données à caractère personnel, supervised by the CNDP – Commission Nationale de Contrôle de la Protection des Données à Caractère Personnel.)

6. Third-Party Intermediaries

• HMD Consulting & Negoce does not deal with mediators, agents, or third parties unless they hold a written authorization officially stamped and issued by our company.

• Any agreement or payment made through unauthorized persons will not be recognized by HMD Consulting & Negoce, and the company assumes no responsibility for such dealings.

7. Limitation of Liability

HMD Consulting & Negoce shall not be held liable for indirect, incidental, or consequential damages arising from the use of our services, except as required under Moroccan law.

(Reference: Code des Obligations et des Contrats, articles 264–267 on damages and liability.)

8. Governing Law

These Terms & Conditions are governed by:

• Moroccan Law, including the Code des Obligations et des Contrats and Loi 09-08 on data protection.

• Where applicable, relevant European Union regulations for cross-border services.

9. Contact Us

For questions regarding these Terms & Conditions, please contact:

📧 Email: contact@hmdconsultingandnegoce.com